Latest Posts

gardenroomtea

Garden Room Garden Party

gardenroomtea

Tea anyone?

What a cracking day for the owners of Garden Room in Whitley Bay to have chosen to host their fund raiser event in aid of the Parkinsons UK.

They opened their garden, including the garden of the Garden Room, to stalls of all denominations – cake stall, bric a brac, children’s raffle, adults raffle, bouncy castle, live music, tombola as well as home made hot dog & burger stall, all made for a great day out.

The Garden Room hosted the afternoon teas, tables were laid with linen table cloths, china tea cups and an array of sandwiches and cakes took you back to the days where afternoon tea in the orchard was the “done thing”, and demonstrated just how versatile this little gem of a self catering holiday let this is.

To sample the Garden Room and its quintessential English charm, they accept short breaks and longer stays click here

Bamburgh B-Festival

Bfest logo new v5 copy

This Saturday 13th August, 2016

sees the second Bamburgh B-Festival take place on the Castle Green in Bamburgh.  Organised to raise funds for local charity North Northumberland Hospice Care, Stay Northumbria Limited are again the main sponsors and the event is also supported by Web Authors, and Abbeyfield Bamburgh Society Limited.

A wide variety of music will be performed by local artists and groups, from 6pm onwards til late.

Tickets are available from http://www.bfest.org.uk £17.50 each for Adults, under 16’s free.

Bring your own picnic.

Farne Islands

Puffin

The Farne Islands are a spectacular venue…..

for birdwatchers and photographers, its great to take the kids they won’t come any closer to wildlife than here especially if you take a landing trip.

Often at the end of March the first Puffins have already arrived and are inspecting the burrows in readiness for the breeding season (photo courtesy of the Farne Island Rangers) and our friend Andrew took this fantastic video of the guillemots coming back around the same time, so from then on there’s lots to see on the Farne Islands, and as the breeding season progresses, a variety of other birds take up residence, pufflings hatch and the guillemot jumplings launch themselves from the cliffs for their first swimming attempt if you are there to witness this event you wonder how so many of them survive.

 

Find out just what wonders await beneath the waves with this 10 minute video from our friend Ben Burville – an officionado of all things underwater at the Farnes, he often consults with BBC, and other Nature programmes when they come to film in these waters.

Andrew Douglas runs Serenity and offers sail arounds and landings you can book at his office in the cabins on the harbour in Seahouses or ring : 01665 721667

William Shiels operates operates the Billy Shiels Glad Tidings boats and has a booking office next to Barclays Bank in Seahouses Tel: 01665 720308

Hanvey’s Farne Islands Boatmen operating the MV St. Cuthbert and offer a special family rate, they can be contacted on 01665 720388

Golden Gate Farne Island Boat Trips offer various trips and sail arounds including landing on Longstone Island with a guided tour of the Longstone Lighthouse Tel: 01665 721210, eves & winter 01665 721819.

Dogs are allowed:

Golden Gate Longstone Island landing trip and Farne Island Cruise no landing.

Hanveys allow dogs on boats and the Longstone Island landing.

Other trips may accept dogs please ask at the relevant cabin on booking.

 

Landing Charges

There is a fee payable when landing on National Trust Islands, National Trust Members free of charge.

 

Stay Northumbria guests receive discounted rates on a number of boats – details will be available in your cottage.

 

Best of the best Holiday Cottages

2016 is the year where our British Olympians once again go for gold this time in Rio.  But achieving Gold isn’t just restricted to elite sports personalities.

Its been a busy time here at Stay Northumbria HQ, you’d think that post Christmas the workload would quieten off, but no – not only is it peak booking season,  its general maintenance time, and quickly followed by Visit England’s annual inspection of properties.
Visit England is the body which grants the coveted star ratings to self catering holiday cottages. So visitors to our inspected properties are assured of minimum criteria being met depending upon the star rating being displayed, of course it goes without saying that the minimum criteria is often surpassed and those properties which demonstrate that kind of committment to guest comfort and service strive to achieve a Gold Award.  So 5 Star with a Gold Award attached being the best of the best.

This year we have some newcomers to our portfolio who have been assessed for the first time – so congratulations to the following properties on their successes on their first attempt:-

Aloha Cottage in Seahouses – 4 Star, and Pets Welcome Award
Homildon Cottage Nr. Wooler – 4 Star Gold Award and Pets, Families, Walkers and Cyclist Welcome Awards.
Portland in Beadnell – 5 Star, and Pets Welcome Award
Bega’s Bead in Seahouses – 4 Star Gold, and Pets, Families and Walkers Welcome
Summerhouse Cottage in Beadnell – 3 Star Gold with Pets Welcome
Topcliffe in Beadnell – 4 Star and Pets Welcome

Retained Gold Awards for The Cartshed and Hastings House in Seahouses, and Taylors Apartment in Beadnell – all at 5 Star. Its fantastic to have 3 properties achieving the best of the best awards.

Congratulations to The Haven in Beadnell which  moved up from 3 Star Gold to 4 Star with Pets and Walkers Welcome.

And congratualtions also to all of our other assessed properties who maintained their properties to a consistent level and retained their current Star Ratings.

Bamburgh

Bamburgh CastleWith its world renowned beach top Castle, its challenging 18 hole golf course, its place on St. Oswald’s Way walk, and award winning butcher. This “estate” village provides a plethora of photo and leisure opportunities, from the castle itself, to its broad far reaching sandy beaches, the beautiful village cottages, houses, shops & restaurants to its fantastic Christmas lights in winter and local cricket matches on the village green in summer. The village even boasts a Croquet club.

A wedding venue, the birthplace (and resting place) of the famous Grace Darling, a historical backdrop, a TV and film location, fantastic beaches and seaside walks, a central location well served with good pubs, restaurants and independent local shops. An award winning butchers, well stocked deli, art gallery, tea rooms, upmarket outdoor clothing (Barbour etc), and gift shop.

Mix that together with a visit to the iconic Bamburgh Castle and you have yourself a full day out.

Or make Bamburgh a centre marker for a days drive – get your guide here……

Seahouses, Northumberland

Seahouses – gateway to the Farnes

Many of Stay Northumbria’s lovely self catering holiday cottages are based in Seahouses. Why? Well the village has a history seated deep in the fishing and farming industries. The houses by the sea were built later than the houses in North Sunderland just half a mile inland which were homes to the farming community. When the fishing fleets came south from Scotland, St. Abbs and Eyemouth the fisher lasses followed and fishing communities sprang up all along the coastline of Northumberland.
Seahouses was one, it has been a commercial centre ever since, in addition to fishing, the area was a major player in the Lime and Grain trades and the original harbour played its part in import and export relating to both these trades. Now, with these industries and major deep water fishing in decline through EU quotas and “over fishing” (see our fight for fish page), the remaining fishermen concentrate on catching prawn, lobster and crabs and some have turned their boating skills to providing services to tourists. From the harbour you can book a boat to either take you sea fishing, diving or more generally a trip to or around the Farne Islands.
So, Seahouses is the gateway to the Farne Islands, it is the only place to book these trips, and on the islands you’ll find a wide variety of bird life and during the breeding the inimitable Puffins in their thousands. (May-July being the best time to see them). The Farnes are also home to one of England’s largest breeding colonies of Grey Seals and our skilled skippers manouvre their boats to within feet of them giving you great photo opportunities. If you are a keen diver, some of the boats will run “diving with seal”trips, but these must be booked and are limited. See the boat owners at the bottom of this page.
For an insight watch this 10 minute video made by our friend and accomplished diver Ben Burville.
<iframe width=”420″ height=”315″ src=”https://www.youtube.com/embed/Wkh-bGKBGWM” frameborder=”0″ allowfullscreen></iframe>
Our friend Ben Burville shows you the underwater world off the Farne Islands in this 10 minute video
The Kipper – that golden smelly fish – which is herring smoked for a couple of days over smoulding oak shavings – no dye, no additives, just goodness on a plate. In Seahouses, down a little windy back lane above the harbour you will find Swallow Fish. Run by Patrick Wilkin,  this is the last remaining traditional smokery in the village. Reputably the smokery which “invented” the Kipper, sometimes it is possible to see right inside the smoke house and Patrick is often willing to explain the process. So call in – ask – and see the vast array of mainly locally caught produce in the Fisherlasses Kitchen shop. They even do online and mail order.
Beaches – Fine stretches of beautiful sandy swaithes run between Seahouses and Beadnell to the South, and there’s nothing better on a glorious day than walking the beach north, jumping the brook as it runs to the sea at Monkshaven check out the waders and dippers along the shoreline and then in the distance the mighty Bamburgh Castle comes into view perched on a rocky outcrop right above the beach….
If walking’s not for you, take the kids to the rock pools below the Seahouses harbour and take yourself back in time, wellies on, fishing net and bucket in hand and there you have it an afternoon in the fresh air turning up all sorts of finds in the clear shiny waters then back home for fish and chips and a good night’s sleep in a cosy Stay Northumbria cottage…..
Amble retail outlets on the harbour side

Amble

Nowadays Amble is one of the most up and coming harbour towns on the Northumberland coastline.  Situated at the mouth of the River Coquet it looks out over the nearby bird sanctuary of Coquet Island, home to more than 36,000 seabirds, including the iconic puffin and rare Rosette Terns.  It also has a large seal colony too. Amble is the ideal base for the wild life enthusiasts and ornithologists as there are frequent cruises from the harbour around the Island and Amble is adjacent to the nature reserves of Cresswell, Hawxley and Druidge, with the regions many castles and museums within easy reach. Read More

northumberland5

About us

This is a fantastic county. Myself and my team at Stay Northumbria, live and work in the North of this wonderful place – A county vast in its size, small in its population, big in its skies and wide in its landscapes. Its people are some of the most friendly you’ll ever wish to meet, keen to partake of the heritage, culture, food, – infact everything about this mostly undiscoverd gem.

We say welcome and hope to provide you in these little snippets of information,  a taster of what you will find if you venture to our part of the world and, hopefully, you’ll like what you find and come back – time after time……

Insuring Your Holiday Home/rental

Why you need a specialist insurance provider for your holiday property?

What would you do if your holiday home was flooded, targeted by thieves, damaged by fire or storm, or vandalised? Without suitable insurance in place, you could be left to stand the bill for repairs and valuable replacements and lose rental income.

Specialist holiday home insurance needs to provide comprehensive insurance cover for your UK holiday property, cottage or apartment. Tailor-made policies that suit you and discounts to keep your premium low are also important.

When insuring a holiday home it’s essential to choose a policy that offers more than standard household cover. If you hire out your property you’ll need specific cover for this, as well as to protect you against damage caused by guests or pets. You may also want cover for loss of rental income.

There will be times when the holiday home is left unoccupied – it could be a long time a leaking pipe or a theft is discovered and so it’s important you understand your insurance cover.

Leisuredays is a family-run business, open 7 days a week, and provides a specialist policy for holiday homes, with the reassurance of cover backed by leading UK Insurer – Royal & Sun Alliance Insurance plc. Below is their checklist of their benefits and levels of cover to make sure your investment is protected.

Leisure Days can offer:

  • Extensive cover for your holiday home
    Peace of mind with cover for fire, theft, storm, flood and malicious damage
  • Automatic new for old cover
    Buildings up to £500,000 rebuild cost (not market value) and £40,000 contents as standard
  • 24 hour claims helpline
    Help always on hand to make sure your claim is handled quickly and fairly
  • £2,000 short term alternative accommodation costs
    Sleep easy knowing you and your pets will be safe if your holiday home cannot be lived in
  • Malicious damage and theft by guests
    Replacing or repairing your holiday home and contents if they are damaged or stolen
  • Debris removal cover
    Cover to clear and dispose of any debris following a claim
  • £80,000 loss of rent
    Substantial cover to make sure you don’t lose rental income in the event of a claim
  • Legal expenses up to £100,000
    If you get into a dispute or need help evicting squatters, you’ll get help to defend your legal rights
  • £5 million public liability cover
    Protection from the costs of accidents, injuries or damage you are legally responsible for
  • Optional accidental damage cover
    Protection to cover you or your guests from accidents like spilling wine on a carpet

PLUS pet damage option, generous unoccupied terms, £750 locks and keys cover, £2,000 cover for items kept outside, £1,000 business money cover and an excess from £100.

If you own more than one holiday home, Leisuredays can cover up to four properties under one policy, they even provide extra discounts for each property you insure, so the more holiday lets you own, the more you could save on your insurance!

More complex property portfolios can be referred to their partner company Wilby Ltd, who are Chartered Insurance Brokers and have a wide variety of Property Owner facilities available.

Leisuredays can be contacted on 0800 433 4989  or visit the Leisuredays holiday home insurance page for more information.

insurance word cloud

Commercial Holiday Letting Insurance

Getting the right sort of insurance cover for your valuable investment

not only makes good financial sense, it is a legal requirement when holiday letting your property. A good insurance broker will walk you through all the necessary ins and outs of getting the right cover . Here’s what David Morris the principle at holiday rental specialist J.L. Morris Insurance Brokers advises you should be looking for when selecting self catering insurance.

david-morris

Firstly, it is essential that the insurance you obtain provides cover for a commercially let property.

Sounds obvious, but in our 25 years experience we have come across so many inappropriate styles of insurance, it is unbelievable!   Many of our clients have come to us as most insurers do not understand self catering and therefore do not know of the special cover you require.

You are running a business, so you need a business insurance policy which will include

  • Loss of income
  • Full cover whilst the property is unoccupied
  • Damage caused by holidaymakers
  •   Theft by holidaymakers
  • Public liability
  • Employers’ liability
  • Specialist policies will also include, at no extra charge, ‘nice to have’ cover such as goods in transit and cash.

Loss of income

  • This must never be confused with loss of rent.  Loss of rent is very, very, restricted.
  • If your property and / or contents become damaged it is possible you will not be to let, and therefore you will lose money.
  • But it is not just the obvious, such as fire and storm, but a long list of other reasons that could cause you not to trade, such as:
  • Defective sanitation
  • Pests and vermin (including bed bugs)
  • Denial of access
  • Murder and suicide
  • Oil and chemical pollution
  • Any other damage or loss cover by the buildings and contents

You should also choose your indemnity period and sum insured carefully.

The indemnity period is the maximum time for the insurers will pay your loss of income following the damage or loss.

If your property is Listed, in a Conservation Area, or where properties are ‘tightly packed’ so that vehicle access by builders is difficult and adds time to the repairs, you need an indemnity period that is appropriate.  12 months may not be enough; 24 and 36 months are easily available.

The sum insured is to represent the value of your gross profit over the selected indemnity period.

Sounds complicated?  Choose a self catering policy that gives you cover – as a standard feature – for values in excess of what you think you need eg £500,000 over 24 months.

Full cover whilst the property is unoccupied

Unless you are very fortunate, your property will not be occupied every day of the year.

Your cover will become restricted unless you take action to safeguard the property.  Each self catering policy will have differing inspection and heating requirements, but unlike any other type of property insurance you will have full cover so long as you follow the policy requirements.

Damage caused by holidaymakers, Theft by holidaymakers

Accidental damage and malicious damage by holidaymakers is a standard feature of cover, as is theft by holidaymakers.

Your self catering policy will not have a locks and bolts security requirement (other than in very unusual circumstances).  If locks and bolts are specified it is not a self catering policy!

Public liability and employers’ liability

If you are negligent your policy will pay claims made against you by members of the public (eg holidaymakers, the postman, your letting agent) and your employees.

How to obtain this specialist cover

At the time of writing there are three, maybe four, sources of this cover, and these sources are all Insurance Brokers.  You cannot obtain this cover directly from an insurance company, or via (price) comparison sites.

Speak to the Insurance Broker who will ask you all of the relevant questions so as to be able provide a written, formal quotation supported by a Key Facts policy summary.  This will allow you to make an informed decision.

David J Morris ACII
Chartered Insurance Broker
J L Morris (Insurance Brokers) Limited
www.jlmorris.co.uk
email: info@jlmorris.co.uk
t
elephone: (01202) 642840